In crop loan system the farmers are permitted to avail fresh loan only after repaying the first loan. But it is possible only to farmers resorting to a particular variety of crop assistance to cultivate the second crop may arix.

For cultivator of Coconut, Rubber and the like, which may ensure periodical returns, cash credit facilities shall be provided in which the farmers may be entitled to draw money and reply at their convenience when it is needed. A security furnished under contouring guarantee may facilitate continues operation on the account enabling availability of credit at his demand. The operation is used to be reviewed by the managing committee defaulters will be deprived of the facility.